Head-to-head comparison
Topstep vs Tradeify: Which Futures Prop Firm Wins? (2026)
A side-by-side breakdown of the rules that decide which prop firm fits your strategy — drawdown type, profit splits, payout speed, account sizes, and total cost.
Topstep
Verified payouts
- From
- $95
- Account sizes
- $50K – $150K
- Profit split
- 90%
- Payout
- 3 days
Tradeify
Verified payouts
- From
- $99
- Account sizes
- $25K – $150K
- Profit split
- 90%
- Payout
- 1 day
The verdict
Topstep has the lower starting price ($95 vs $99 for Tradeify). Tradeify pays out faster (1-day vs 3 days). Tradeify offers a one-time payment option, avoiding recurring monthly fees. Tradeify carries a higher Sage rating (4.7 vs 4.5).
Rules side by side
Each value is the best (or full range) across all of the firm's products.
| Rule | Topstep | Tradeify |
|---|---|---|
| Challenge type | Evaluation + Instant Funding | Evaluation + Instant Funding |
| Drawdown type | Static | EOD |
| Account sizes | $50K – $150K | $25K – $150K |
| Starting price | $95 | $99 |
| Profit split | 90% | 90% |
| Payout speed | 3 days | 1 day |
| Payout frequency | On demand | On demand, Daily |
| Consistency rule | Eval: 0–50% | Eval: 0–40% / Funded: 20–35% |
| Payment model | Subscription | One-time |
| Verified payouts | Yes | Yes |
| Sage rating | 4.5 / 5 | 4.7 / 5 |
About each firm
Topstep
Topstep is a long-running futures prop firm offering Trading Combine evaluations, Live Funded Accounts, and Express Funded Accounts. Restricted to CME, COMEX, NYMEX, CBOT futures.
Highlights
- Pass Trading Combine in as little as 2 days, no minimum time
- 90% profit split with payouts as fast as next trading day
- CFTC-registered Topstep Brokerage (NFA member)
- Run on proprietary TopstepX platform
Products
- Trading Combine — 90% split · 3 days
- Live Funded Account — 90% split
- Express Funded Account — Instant funding · 90% split
Tradeify
Tradeify offers 1-step Growth and Select evaluations alongside Lightning instant-funding accounts, with same-day payouts and verified withdrawal history.
Highlights
- Same-day payouts (~60 min)
- Instant funding option (Lightning)
- Verified payout history > $150M
- Up to 5 concurrent funded accounts
Products
- Growth — One-time · 90% split · 5 days
- Select — One-time · 90% split · 5 days
- Lightning Funded — Instant funding · One-time · 90% split · 1 day
Frequently asked questions
Which is cheaper to start, Topstep or Tradeify?
Topstep has the lower starting price at $95 for its smallest evaluation account, compared to $99 for the other.
Which firm pays out faster?
Tradeify processes payouts in 1 day, vs 3 days on the other side.
Are payouts verified at Topstep and Tradeify?
Topstep has third-party verified payout history. Tradeify has third-party verified payout history.