Head-to-head comparison
OneUp Trader vs Topstep: Which Futures Prop Firm Wins? (2026)
A side-by-side breakdown of the rules that decide which prop firm fits your strategy — drawdown type, profit splits, payout speed, account sizes, and total cost.
OneUp Trader
- From
- $65
- Account sizes
- $25K – $250K
- Profit split
- 100%
- Payout
- —
Topstep
Verified payouts
- From
- $95
- Account sizes
- $50K – $150K
- Profit split
- 90%
- Payout
- 3 days
The verdict
OneUp Trader has the lower starting price ($65 vs $95 for Topstep). OneUp Trader offers a higher max profit split (100% vs 90%). Topstep has an instant-funding path with no evaluation phase. Topstep has third-party verified payout history.
Rules side by side
Each value is the best (or full range) across all of the firm's products.
| Rule | OneUp Trader | Topstep |
|---|---|---|
| Challenge type | Evaluation | Evaluation + Instant Funding |
| Drawdown type | Intraday Trailing | Static |
| Account sizes | $25K – $250K | $50K – $150K |
| Starting price | $65 | $95 |
| Profit split | 100% | 90% |
| Payout speed | — | 3 days |
| Payout frequency | — | On demand |
| Consistency rule | Funded: 80–80% | Eval: 0–50% |
| Payment model | Subscription | Subscription |
| Verified payouts | No | Yes |
| Sage rating | — | 4.5 / 5 |
About each firm
OneUp Trader
OneUp Trader runs a one-step evaluation with a 10-day minimum (5 days on Express) and a trailing drawdown that locks at the initial balance once cleared. Funded traders keep 100% of the first $10,000 then 90%, with broad platform support including NinjaTrader (free), Sierra Chart, MultiCharts, Bookmap, and Jigsaw.
Products
- OneUp Evaluation — 100% split
Topstep
Topstep is a long-running futures prop firm offering Trading Combine evaluations, Live Funded Accounts, and Express Funded Accounts. Restricted to CME, COMEX, NYMEX, CBOT futures.
Highlights
- Pass Trading Combine in as little as 2 days, no minimum time
- 90% profit split with payouts as fast as next trading day
- CFTC-registered Topstep Brokerage (NFA member)
- Run on proprietary TopstepX platform
Products
- Trading Combine — 90% split · 3 days
- Live Funded Account — 90% split
- Express Funded Account — Instant funding · 90% split
Frequently asked questions
Which is cheaper to start, OneUp Trader or Topstep?
OneUp Trader has the lower starting price at $65 for its smallest evaluation account, compared to $95 for the other.
Which has the better profit split, OneUp Trader or Topstep?
OneUp Trader pays out a higher max profit split (100%) compared to 90% on the other side.
Are payouts verified at OneUp Trader and Topstep?
OneUp Trader does not have third-party verified payout history. Topstep has third-party verified payout history.