Head-to-head comparison
My Funded Futures vs Topstep: Which Futures Prop Firm Wins? (2026)
A side-by-side breakdown of the rules that decide which prop firm fits your strategy — drawdown type, profit splits, payout speed, account sizes, and total cost.
My Funded Futures
Verified payouts
- From
- $84
- Account sizes
- $25K – $150K
- Profit split
- 90%
- Payout
- 1 day
Topstep
Verified payouts
- From
- $95
- Account sizes
- $50K – $150K
- Profit split
- 90%
- Payout
- 3 days
The verdict
My Funded Futures has the lower starting price ($84 vs $95 for Topstep). My Funded Futures pays out faster (1-day vs 3 days). Topstep has an instant-funding path with no evaluation phase. Topstep carries a higher Sage rating (4.5 vs 4.3).
Rules side by side
Each value is the best (or full range) across all of the firm's products.
| Rule | My Funded Futures | Topstep |
|---|---|---|
| Challenge type | Evaluation | Evaluation + Instant Funding |
| Drawdown type | EOD | Static |
| Account sizes | $25K – $150K | $50K – $150K |
| Starting price | $84 | $95 |
| Profit split | 80–90% | 90% |
| Payout speed | 1 day | 3 days |
| Payout frequency | On demand | On demand |
| Consistency rule | Eval: 0–50% | Eval: 0–50% |
| Payment model | Subscription | Subscription |
| Verified payouts | Yes | Yes |
| Sage rating | 4.3 / 5 | 4.5 / 5 |
About each firm
My Funded Futures
My Funded Futures offers funded futures trading with fast payouts (as little as 1 minute) and no daily loss limits on funded accounts.
Highlights
- Payouts in as fast as 1 minute
- No daily loss limits on funded accounts
- Active 72K+ Discord community
- Multiple trading platforms supported
Products
- Builder Plan — 80% split · 1 day
- Flex Plan — 80% split
- Pro Plan — 80% split · 14 days
- Builder Plan — 90% split
- Rapid Plan — 90% split
Topstep
Topstep is a long-running futures prop firm offering Trading Combine evaluations, Live Funded Accounts, and Express Funded Accounts. Restricted to CME, COMEX, NYMEX, CBOT futures.
Highlights
- Pass Trading Combine in as little as 2 days, no minimum time
- 90% profit split with payouts as fast as next trading day
- CFTC-registered Topstep Brokerage (NFA member)
- Run on proprietary TopstepX platform
Products
- Trading Combine — 90% split · 3 days
- Live Funded Account — 90% split
- Express Funded Account — Instant funding · 90% split
Frequently asked questions
Which is cheaper to start, My Funded Futures or Topstep?
My Funded Futures has the lower starting price at $84 for its smallest evaluation account, compared to $95 for the other.
Which firm pays out faster?
My Funded Futures processes payouts in 1 day, vs 3 days on the other side.
Are payouts verified at My Funded Futures and Topstep?
My Funded Futures has third-party verified payout history. Topstep has third-party verified payout history.