Head-to-head comparison
My Funded Futures vs Top One Futures: Which Futures Prop Firm Wins? (2026)
A side-by-side breakdown of the rules that decide which prop firm fits your strategy — drawdown type, profit splits, payout speed, account sizes, and total cost.
My Funded Futures
Verified payouts
- From
- $84
- Account sizes
- $25K – $150K
- Profit split
- 90%
- Payout
- 1 day
Top One Futures
Verified payouts
- From
- $35
- Account sizes
- $25K – $150K
- Profit split
- 90%
- Payout
- 1 day
The verdict
Top One Futures has the lower starting price ($34.5 vs $84 for My Funded Futures). Top One Futures offers a one-time payment option, avoiding recurring monthly fees. Top One Futures has an instant-funding path with no evaluation phase. Top One Futures carries a higher Sage rating (4.6 vs 4.3).
Rules side by side
Each value is the best (or full range) across all of the firm's products.
| Rule | My Funded Futures | Top One Futures |
|---|---|---|
| Challenge type | Evaluation | Instant Funding + Evaluation |
| Drawdown type | EOD | EOD |
| Account sizes | $25K – $150K | $25K – $150K |
| Starting price | $84 | $35 |
| Profit split | 80–90% | 90% |
| Payout speed | 1 day | 1 day |
| Payout frequency | On demand | On demand |
| Consistency rule | Eval: 0–50% | Eval: 0–20% / Funded: 15–40% |
| Payment model | Subscription | Mixed (one-time + subscription) |
| Verified payouts | Yes | Yes |
| Sage rating | 4.3 / 5 | 4.6 / 5 |
About each firm
My Funded Futures
My Funded Futures offers funded futures trading with fast payouts (as little as 1 minute) and no daily loss limits on funded accounts.
Highlights
- Payouts in as fast as 1 minute
- No daily loss limits on funded accounts
- Active 72K+ Discord community
- Multiple trading platforms supported
Products
- Builder Plan — 80% split · 1 day
- Flex Plan — 80% split
- Pro Plan — 80% split · 14 days
- Builder Plan — 90% split
- Rapid Plan — 90% split
Top One Futures
Top One Futures offers sim-funded accounts up to $1.5M with 90% profit split, instant funding, and sub-24-hour payouts.
Highlights
- $23M+ verified payouts to 21,000+ traders in 122 countries
- 90% profit split with sub-24-hour payouts
- News trading allowed; free trading academy included
- 24/7 live support with <60 second response time
Products
- Elite Access — One-time · 90% split · 1 day
- Instant Sim Funded — Instant funding · 90% split · 1 day
- IGNITE Instant Funding — Instant funding · 90% split · 1 day
- Elite Challenge — 90% split
Frequently asked questions
Which is cheaper to start, My Funded Futures or Top One Futures?
Top One Futures has the lower starting price at $35 for its smallest evaluation account, compared to $84 for the other.
Are payouts verified at My Funded Futures and Top One Futures?
My Funded Futures has third-party verified payout history. Top One Futures has third-party verified payout history.