Head-to-head comparison
Lucid vs Topstep: Which Futures Prop Firm Wins? (2026)
A side-by-side breakdown of the rules that decide which prop firm fits your strategy — drawdown type, profit splits, payout speed, account sizes, and total cost.
Lucid
- From
- $60
- Account sizes
- $25K – $150K
- Profit split
- 90%
- Payout
- —
Topstep
Verified payouts
- From
- $95
- Account sizes
- $50K – $150K
- Profit split
- 90%
- Payout
- 3 days
The verdict
Lucid has the lower starting price ($60 vs $95 for Topstep). Lucid offers a one-time payment option, avoiding recurring monthly fees. Topstep has third-party verified payout history. Topstep carries a higher Sage rating (4.5 vs 4.0).
Rules side by side
Each value is the best (or full range) across all of the firm's products.
| Rule | Lucid | Topstep |
|---|---|---|
| Challenge type | Instant Funding + Evaluation | Evaluation + Instant Funding |
| Drawdown type | EOD | Static |
| Account sizes | $25K – $150K | $50K – $150K |
| Starting price | $60 | $95 |
| Profit split | 90% | 90% |
| Payout speed | — | 3 days |
| Payout frequency | — | On demand |
| Consistency rule | Eval: 0–50% / Funded: 20–20% | Eval: 0–50% |
| Payment model | One-time | Subscription |
| Verified payouts | No | Yes |
| Sage rating | 4.0 / 5 | 4.5 / 5 |
About each firm
Lucid
Lucid is a futures prop firm. Profile data is placeholder pending site review.
Products
- LucidDirect — Instant funding · One-time · 90% split
- LucidPro — One-time · 90% split
- LucidFlex — One-time · 90% split
Topstep
Topstep is a long-running futures prop firm offering Trading Combine evaluations, Live Funded Accounts, and Express Funded Accounts. Restricted to CME, COMEX, NYMEX, CBOT futures.
Highlights
- Pass Trading Combine in as little as 2 days, no minimum time
- 90% profit split with payouts as fast as next trading day
- CFTC-registered Topstep Brokerage (NFA member)
- Run on proprietary TopstepX platform
Products
- Trading Combine — 90% split · 3 days
- Live Funded Account — 90% split
- Express Funded Account — Instant funding · 90% split
Frequently asked questions
Which is cheaper to start, Lucid or Topstep?
Lucid has the lower starting price at $60 for its smallest evaluation account, compared to $95 for the other.
Are payouts verified at Lucid and Topstep?
Lucid does not have third-party verified payout history. Topstep has third-party verified payout history.