Head-to-head comparison
Funded Futures Family vs Topstep: Which Futures Prop Firm Wins? (2026)
A side-by-side breakdown of the rules that decide which prop firm fits your strategy — drawdown type, profit splits, payout speed, account sizes, and total cost.
Funded Futures Family
- From
- $20
- Account sizes
- $25K – $150K
- Profit split
- 100%
- Payout
- 3 days
Topstep
Verified payouts
- From
- $95
- Account sizes
- $50K – $150K
- Profit split
- 90%
- Payout
- 3 days
The verdict
Funded Futures Family has the lower starting price ($19.75 vs $95 for Topstep). Funded Futures Family offers a higher max profit split (100% vs 90%). Funded Futures Family offers a one-time payment option, avoiding recurring monthly fees. Topstep has third-party verified payout history.
Rules side by side
Each value is the best (or full range) across all of the firm's products.
| Rule | Funded Futures Family | Topstep |
|---|---|---|
| Challenge type | Evaluation + Instant Funding | Evaluation + Instant Funding |
| Drawdown type | EOD / Intraday Trailing | Static |
| Account sizes | $25K – $150K | $50K – $150K |
| Starting price | $20 | $95 |
| Profit split | 90–100% | 90% |
| Payout speed | 3 days | 3 days |
| Payout frequency | — | On demand |
| Consistency rule | Eval: 0–40% / Funded: 25–40% | Eval: 0–50% |
| Payment model | Mixed (one-time + subscription) | Subscription |
| Verified payouts | No | Yes |
| Sage rating | — | 4.5 / 5 |
About each firm
Funded Futures Family
Funded Futures Family runs a multi-step evaluation with plan-dependent rules: Prime and Premier Plus use end-of-day drawdown while the S2F plan uses an intraday trailing drawdown. Payouts issue within 24 hours of approval after seven winning trading days; the Velocity plan offers payouts every three days. Supported platforms are Tradovate and WealthCharts.
Products
- Premier Plus EOD — 100% split
- S2F — Instant funding · One-time · 90% split
- Prime — 100% split
- Premier Plus Intraday — 100% split
- Velocity — 100% split · 3 days
Topstep
Topstep is a long-running futures prop firm offering Trading Combine evaluations, Live Funded Accounts, and Express Funded Accounts. Restricted to CME, COMEX, NYMEX, CBOT futures.
Highlights
- Pass Trading Combine in as little as 2 days, no minimum time
- 90% profit split with payouts as fast as next trading day
- CFTC-registered Topstep Brokerage (NFA member)
- Run on proprietary TopstepX platform
Products
- Trading Combine — 90% split · 3 days
- Live Funded Account — 90% split
- Express Funded Account — Instant funding · 90% split
Frequently asked questions
Which is cheaper to start, Funded Futures Family or Topstep?
Funded Futures Family has the lower starting price at $20 for its smallest evaluation account, compared to $95 for the other.
Which has the better profit split, Funded Futures Family or Topstep?
Funded Futures Family pays out a higher max profit split (100%) compared to 90% on the other side.
Are payouts verified at Funded Futures Family and Topstep?
Funded Futures Family does not have third-party verified payout history. Topstep has third-party verified payout history.