Prop Firm Sage

Head-to-head comparison

Elite Trader Funding vs Topstep: Which Futures Prop Firm Wins? (2026)

A side-by-side breakdown of the rules that decide which prop firm fits your strategy — drawdown type, profit splits, payout speed, account sizes, and total cost.

The verdict

Elite Trader Funding has the lower starting price ($11.4 vs $95 for Topstep). Elite Trader Funding offers a higher max profit split (100% vs 90%). Elite Trader Funding offers a one-time payment option, avoiding recurring monthly fees. Topstep has third-party verified payout history.

Rules side by side

Each value is the best (or full range) across all of the firm's products.

RuleElite Trader FundingTopstep
Challenge typeEvaluation + Instant FundingEvaluation + Instant Funding
Drawdown typeStatic / Intraday Trailing / EODStatic
Account sizes$10K – $150K$50K – $150K
Starting price$11$95
Profit split100%90%
Payout speed3 days
Payout frequencyOn demand
Consistency ruleEval: 0–40%Eval: 0–50%
Payment modelMixed (one-time + subscription)Subscription
Verified payoutsNoYes
Sage rating4.5 / 5

About each firm

Elite Trader Funding

Elite Trader Funding offers a wide menu of evaluation styles — one-step, Static, Diamond Hands, End-of-Day, Fast Track, and Direct-to-Funded — each with different drawdown mechanics. Same-day payout approval with $2K–$5K caps per request, and platforms include TradingView, NinjaTrader, Tradovate, and Rithmic.

Products

  • Fast Track (Static)One-time · 100% split
  • 1 Step100% split
  • Static100% split
  • End of Day100% split
  • Diamond Hands100% split
  • Direct to Funded (Static)Instant funding · One-time · 100% split
  • Fast Track (EOD)One-time · 100% split
  • Direct to FundedInstant funding · One-time · 100% split

Topstep

Topstep is a long-running futures prop firm offering Trading Combine evaluations, Live Funded Accounts, and Express Funded Accounts. Restricted to CME, COMEX, NYMEX, CBOT futures.

Highlights

  • Pass Trading Combine in as little as 2 days, no minimum time
  • 90% profit split with payouts as fast as next trading day
  • CFTC-registered Topstep Brokerage (NFA member)
  • Run on proprietary TopstepX platform

Products

  • Trading Combine90% split · 3 days
  • Live Funded Account90% split
  • Express Funded AccountInstant funding · 90% split

Frequently asked questions

Which is cheaper to start, Elite Trader Funding or Topstep?

Elite Trader Funding has the lower starting price at $11 for its smallest evaluation account, compared to $95 for the other.

Which has the better profit split, Elite Trader Funding or Topstep?

Elite Trader Funding pays out a higher max profit split (100%) compared to 90% on the other side.

Are payouts verified at Elite Trader Funding and Topstep?

Elite Trader Funding does not have third-party verified payout history. Topstep has third-party verified payout history.